Some people think because I’m an educator and strong advocate that others should invest heavily into their financial education like I have done for the last 15 years that I only advocate active investing.

By active investing, I mean learning how to do it yourself and not relying on financial planners who usually know little about investing.

But it’s not true.

I also balance my active investing with some passive investing as well.

By passive investing, I mean having someone else manage the investing for you.

Why?

The reason I do it is for leverage…

Leverage of time and money.

For example, having some investments handled by someone else frees up my time to focus on other more active investment strategies, or create new companies.

Plus for some sophisticated financial engineering, it’s easier to access products designed by experts for the wealthy to benefit from, than to have to try and recreate them myself.

For example, I invest actively in Property and Shares.

I also invest passively in both.

For instance, with Property I’ll often use a sourcing service to find suitable property to save myself the time.

I.e. Like the Property Direct service:

See www.21stcenturypropertydirect.com.au for some free education.

Or, with some Share investments I’ll use structured products designed for investors wanting leverage, but with protection as well.

For example, whilst currently holidaying on the Italian Riviera, I’m able to take up a $2million investment in the ASX using a 100% lend facility for 3 years, with no time involved to manage and only a few minutes to arrange paperwork.

This is massive leverage in money and time.

If the market rebounds just 30% within 3 years, I’d make a $600,000 passive. And 30% within 3 years won’t even get the market back to where it was before the crash.

A 50% rise within 3 years would net $1million on one small investment made on a lazy afternoon enjoying the European sunshine.

I’m not saying this to impress you, but to impress upon you that one doesn’t have to manage all of one’s investments themselves and that it’s often smart to share the workload around.

I can borrow the money at 3.9% pa, yet access shares that can pay up to 8% dividends pa and can wait for 3 years for the market to increase. And I can access a no recourse loan for the investment.

For this reason, I believe investors should utilise both active and passive investment strategies so one can not only maximise returns, but maximise your money and time so you can get on with living life.

Some may say, it’s alright for you as you can access these types of investments.

Well, ignore that excuse.

If you’re a 21^st Century Member, I’ll allow you to apply to access this same investment my wealthy friends and I are taking up right now.

Of course, I’m not suggesting it’s necessarily suitable for you, and you need to take independent financial advice as all investing carries risks, but if you’re a 21^st Century Member or family member you can email Dennis at dmcintyre@21stca.com.au or phone 1800 999 270 and ask to be transferred to Dennis for further information.

Remember this is very time limited, so you’d need to get moving to ensure you don’t miss out.

Just mention I said it was ok to email or phone Dennis regarding this.

If you’re not a 21^st Century Member, then unfortunately you will miss out, but you really need to consider getting yourself a financial education.

I personally promise, not only will it add value to your life, but you’ll access investments that the average person is oblivious to and are too busy working hard to actually devote time to becoming rich.

Although 21^st Century isn’t for everyone, I believe that anyone who is committed to success really can’t afford not to be involved.

And considering the Share Market is perhaps suffering a once in a lifetime global crisis, we may be very old before the next chance like this comes along.

So if you’re not a 21^st Century Member, why not?

It’s only as little as $25 per week and comes with a 100% 90 day money back guarantee*

Check out www.21stcenturyacademy.com and any new members enrolling currently get 4 VIP Tickets worth over $3,000 to attend a 2 day seminar in Australia with the ‘Wolf of Wall Street’, Jordan Belfort and a chance for a meet and greet and photo opportunity.

If you’re a Share Trader and haven’t heard of the ‘Wolf of Wall Street’, then get to the bookstores now, before you have to admit to anyone you don’t know who he is.

So whether you decide to be just an active investor or passive investor, or ideally both, I wish you well on your financial journey, as even in a Global Credit Crisis there is still massive abundance in this world.

Trust me, the number and sheer size of the luxury yachts I’m admiring on the Italian Riviera right now only highlights that.